Business America USA  - Small Business and Non-Profit Counseling
Business Credit Services
 
 
$50,000 - $250,000
Corporate Business Credit
 
Establishing business credit begins by separating your personal credit from your business credit.
 
To separate your personal credit from your business credit there are several steps you must take. First you need to incorporate or form an LLC. Your business must be an entity unto itself in order to build business credit. Otherwise you can be "in business", but you are not "a business".

By definition sole proprietors and partnerships are personally liable for everything the business does, including all its debts. Therefore it is impossible to separate personal from business credit under those forms of business ownership.

Next, you must have a Federal EIN and open a separate bank account under the exact legal name of the business. Then, you
must obtain all necessary business licenses, permits, etc. that are required and your business must have a separate phone line that is listed in the phone directory in the exact business legal name.

Now, you must open a business credit file with all three business
credit reporting agencies. The next step is to obtain five vendors and/or suppliers that will extend a small amount of credit to your business and report your payment histories to the agencies.

Then, you will need to obtain three business credit cards that
are not linked in any way to you personally and that report to the business credit reporting agencies. And then you must pay all your bills on time.
 
If you are tired of being turned down for business loans, credit cards  or equipment financing because your personal credit is bad and you have no proven business revenue, then call Business America USA.
 
We can provide you Guaranteed Funding in 30-90 days, no matter what your personal credit is like.
 
  • NO Business Financials 
  • NO Business Tax Returns 
  • NO Personal Credit Score
  • NO Personal Guarantee 
  • NO Reporting to your Personal Credit
  • Revolving Credit Lines
  • Perpetual Credit Lines
  • Unsecured Cash Lines of Credit
 
Our guaranteed service helps you obtain a Dunn and Bradstreet account number so that you can immediately begin getting business credit without the use of your personal credit.
 
Business Corporate Credit does not report on your personal credit because the Tax ID number (EIN) acts as the Social Security Number for the corporation.
 
Business America USA, Corporate Business Credit  Program will provide a business credit coach to help you to establish trade or vendor credit, build your Paydex score to 80 (from Dunn and Bradstreet) and then applying for business credit based your BUSINESS TAX ID ONLY.
 
This program is the foundation you need for advanced corporate credit building success. And remember that you will have an experienced business credit coach to guide you through the entire process.
 
You can get business credit with either a NEW business or a Well Established Business. All businesses can use this program, but older businesses may have a head start and may finish some of the steps faster … or even be able to skip them completely.
 
Most Business Owners (LLC's, S-Corp and Corporations) will receive a CASH Business Credit Line in 30 to 90 days.
 
Business America USA will assist you with forming your Corporation, LLC or S-Corp.
 
  • Complete and File your Articles of Incorporation for your State
  • Obtain your Tax ID Number from the IRS
  • Provide you a Compliance Kit for your Corporation or LLC
 
 
______________________________________
For A FREE Initial Consultation, Call Us Today!
 
Business America USA    
 
Office: 843-647-2663           Toll FREE:  866-935-2204
______________________________________